Happy New Year Wishes (2012) from Spoonfeeding dot in, Wings Web Solutions



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Corporation Bank Recruitment of PO Through IBPS CWE Scorecard and History of Corporation Bank

Corporation Bank has published the notification for Recruitment of Probationary Officers (PO) or Management Trainee with bank through IBPS CWE Weighted Scorecard. All the successful candidates of CWE who got the TWS of IBPS CWE Score of 151+ with Individual Sectional cutoff of 25.

General Eligibility Criteria of CWE Scorecard holder for Corporation Bank Recruitment.

Number of Vacancy :
For General : 194 (for PWD : 37)
For SC: 45
For ST: 23
For OBC: 93

Important Dates :
Date of Online Application : 03-01-2012 To 17-01-2012

IBPS CWE Scorecard:
For General : 151+
For Others : SC/ST : 126 , OBC : 141 , PWD : 106

Other than , It is essential for candidates to score minimum 25 marks in each section of Exam for General candidates and Minimum of 21 for Others

Degree Level : Min 55% Marks at degree level.

Application Fees :
For General category : Rs 200 , For Others : Rs 50 : Fees should be paid via bank challan or through NEFT Payment.

Selection Procedure:
All the candidates with CWE score of 151+ will be called for the Interview depends on the number of candidates available via merit ranking. There will be separate marks of interview which will be of 100 marks. Each candidates from general category to score minimum of 40 marks to qualify for interview (35 for others).

Based on the total marks scored in Interview and CWE score weighted, the final list will be declared for selection.

How To Apply:
Candidates need to apply online through Corporation Bank Website , Pay the fees through challan/ NEFT. Download the online application and fees challan, which will be essential documents, without this candidates will not be allowed for the Interview.



Download the Detail Application: Click Here
Download the Challan Form: Click Here

Download Important Questions With Answers: Click Here

Corporation Bank History
Download Full History (55 pages)


Corporation Bank is an Indian bank based in Mangalore, Karnataka. The bank was founded in the year 1906 at a town named Udupi in Karnataka with an investment of just Rs. 5000. A group of enthusiasts including Khan Bahadur Haji Abdulla Haji Kasim Saheb Bahadur were the founders of the bank. Interestingly, Udupi was not much far from Mangalore, and the banking needs of the people were being solely controlled by some local rich individuals. Hence, to find a way out of the existing monopoly of the money lenders, Corporation Bank was established with the initial name ‘The Canara Banking Corporation (Udupi) Ltd’.

Key Attributes
Corporation Bank has an array of awards and recognitions to its credit, including National Award for Assistance to Exporters from the President of India for the year 1976-77, Shiromani Award for Banking from Union Minister of Commerce in the year 1992, Best Bank Award for Excellence in Banking Technology from Institute for Development and Research in Banking Technology (IDRBT) in the year 2001, and Best Bank Award for Innovative Usage and Application on INFINET (Indian Financial Network) from the same institution in the year 2002.



Apart from it, Corporation Bank has been the path breaker among the Indian banks in many ways, as it was the first bank in the country to launch Cash Management Services, Gold Banking, m-Commerce and 100% Core Banking Services (CBS) compliance.

Products and Services
Corporation Bank offers a wide range of banking products and services to its customers, including Personal Banking Services, Internet Banking Services, Value Added Banking Services, Corporate Banking Services and Credit Card & Debit Card Services. The bank allocates due attention towards its corporate and international business customers, bringing some customized services such as Gold Card Scheme for Exporters. Also, the bank has introduced some specialized services to cater to the specific needs of Micro and Small Enterprises (MSE) customers, enabling them leverage its potential to their maximum benefit.

Head Office
Corporation Bank
Mangaladevi Temple Road
Pandeshwar
MANGALORE 575 001
Karnataka, India
Website: http://www.corpbank.com

IBPS Interview Question (HR and Technical Questions) & Discussion

Usually for bank interviews, there will be 2 to 3 persons in the interview panel. Before the final interview, HR will check all the necessary documents needed and he can also ask few bank specific questions like CASA, Basel norms and profit of the bank, difference between various banking products etc. We are categorising the questions in 2 forms – HR Questions and Technical Questions -

The HR questions you can expect in your interview are:
  1. Tell me about yourself
  2. Tell me about your family
  3. Incase, if you are the only daughter/son in your family, will your parents allow you to work anywhere across India?
  4. What are your strengths and weaknesses?
  5. Don’t you think you are over qualified for this position?
  6. Why not software after engineering?
  7. Why did you leave your previous company?
  8. Why do you want to work here?
  9. Have you applied for any other banks?
  10. What do you know about your bank?
  11. Have you applied to other areas apart from banking?
  12. Where do you see yourself in 5 years from now?
  13. If you are female – Being a girl, if you are posted in unsafe place like Assam, will you continue to work with us?
  14. Did you prepare for the interview? What did you prepare? (questions will be asked from what you prepared)
  15. Have you attended any bank interviews before?
  16. Do you have any questions for us?
The Technical Questions which can be asked in a bank interview are -

  1. What do you know BASEL norms
  2. What is CAR? (Capital Adequacy Ratio)
  3. What is the current CRR and SLR?
  4. What is microfinance?
  5. Repo Rate and Reverse Repo rate?
  6. What is SEBI?
  7. What is inflation and deflation?
  8. What is mutual fund?
  9. What is IMF?
  10. What is ULIP?
  11. Do you have account in bank? Which bank? Why?
  12. Differences you see in a private and public bank.
  13. What is forex?
  14. What is Bank rate?
  15. Have you heard about KYC? what is KYC?
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Union Bank of India (UBI) Recruitment of 2473 PO Through IBPS CWE Scorecard and History of Union Bank of India


Union Bank of India, Leading Listed Public Sector Bank with Head Office in Mumbai and all India representation invites ON-LINE Applications, form qualified candidates who hold a valid score card issued by IBPS, for recruitment to the post of Probationary Officer.

Union Bank of India recruitment for the Probationary Officers will be based on the Weighted Score of IBPS CWE. UBI has not set any min. cutoff for Weighted score it means all the candidates who are full filling the other eligibility criteria may apply to Union Bank of India Recruitment of PO Jobs.

Number of Vacancy: 2473 [Gen : 1241 [PWD : 165] , OBC : 663 , SC : 368 , ST : 201 ]
Online Registration: 30-12-2011 To 14-01-2012

Fees:
For General: Rs 200
For Others: Rs 50
Fees must be paid therough Bank Challan from any counter of Union Bank Of India Branches in India.


Selection Procedure
Union Bank of India has not specified the cutoff score for the IBPS CWE . It means all the candidates may apply for the Union Bank of India (UBI) having the valid weighted scorecard issued by IBPS CWE.

There will be personal Interview of 50 marks where each candidates need to score minimum 50% (45% for reserved Cat) marks to qualify the Interview. Candidates not clearing the Personal Interview will not be considered for final selection.

The short-listing of the candidates for Personal Interview will be made on the basis of the candidate’s performance in the Written Test conducted by IBPS and the Total Wheighted Score obtained as per the valid Score Card Issued by IBPS.

Depending on the number of vacancies, only those candidates who are Qualified in the Common Written Examination conducted by IBPS and possess a valid score card issued by IBPS and rank sufficiently high in the order of merit based on the total Weighted Score shall be called for a Personal Interview in the ratio of 1:3 for General / Unreserved Candidates and 1:5 in case of candidates belonging to the Reserved Categories).

In other words, 3 General and 5 Reserved Category candidates against the vacancies stipulated respectively would be called for the Personal interview depending upon their ranking as per the total Weighted Score obtained by them.

Candidates passing the Personal Interview will be ranked in a descending order on the basis of the Weighted Score obtained in the Written Test conducted by IBPS, Personal Interview under the respective SC / ST / OBC / GEN Category.

How To Apply

Candidates must apply online through Union Bank of India website. After paying the fees in full.

For Details: Check Here

Download Important Questions With Answers: Click Here



Union Bank History

Union Bank of India was inaugurated by the Father of the Nation, Mahatama Gandhi, on November 11, 1919. Started as a limited company in Mumbai, it was one of the few Financial Commercial banks in India. Until 1947, UBI had only 4 branches - 3 in Mumbai and 1 in Saurashtra, all concentrated in key trade centres. Catering to all the sectors of the society, be it agriculture, industry, trade and commerce, services or infrastructure, the bank has also played a major role in rendering services to the financial needs of every section. Apart from this, the bank also extended financial support to educational, housing and trade sector.

Union Bank of India undertook the task of establishment of village knowledge centers and self-employment training centers. It was in 1975, that the Union Bank of India was nationalized. It was, then, that it merged with the Belgaum Bank, a private sector bank. Another merger was on cards in 1985, this time with the Miraj State Bank. Union Bank is a Public Sector Unit with 55.43% Share Capital held by the Government of India. The Bank came out with its Initial Public Offer (IPO) in August 20, 2002 and Follow on Public Offer in February 2006. Presently 44.57 % of Share Capital is presently held by institutions, individuals and others.

Tech-Savvy
With the age of global banking, Union Bank of India also changed its style, boasting of urbanized and computerized core banking systems. A front runner among public sector banks in modern-day banking, it has all the facilities that a modern bank should have - internet banking and centrally computerized branches. UBI was one of the pioneer public sector banks, which launched Core Banking Solution in 2002. As of September 2005, more than 670 branches/extension counters of Bank are networked under Core Banking Solution. The Bank has launched multiple Electronic Delivery Channels and has installed nearly 423 networked ATMs.

Products & Services
  • Deposits
  • Accounts
  • Loans
  • Cards
  • Insurance
  • Cash Management Service
  • Mutual Funds
  • Demat
  • ATMs
  • E Banking Or Online Banking
  • Remittance Service
  • Bill Payment Service
  • Tax Payment Service
  • Atm Banking
  • Tele Banking
  • Online Demat Trading
  • Cash Management Services
  • Mutual Funds
  • Railway Tickets Booking
  • 8% Tax Saving Bonds
  • Public Provident Fund (PPF)
  • Direct Tax Collection
  • Central Excise and Service Tax Collection Services
  • Special Savings Schemes for Senior Citizens
Head Office
239 Vidhan Bhavan Marg, Central Office
Nariman Point
Mumbai -21
Phone - (022) 22892000
Website: www.unionbankofindia.co.in

IBPS Interview Question (HR and Technical Questions)
Usually for bank interviews, there will be 2 to 3 persons in the interview panel. Before the final interview, HR will check all the necessary documents needed and he can also ask few bank specific questions like CASA, Basel norms and profit of the bank, difference between various banking products etc. We are categorising the questions in 2 forms – HR Questions and Technical Questions -

The HR questions you can expect in your interview are:http://weeklyexam.com
  1. Tell me about yourself
  2. Tell me about your family
  3. Incase, if you are the only daughter/son in your family, will your parents allow you to work anywhere across India?
  4. What are your strengths and weaknesses?
  5. Don’t you think you are over qualified for this position?
  6. Why not software after engineering?
  7. Why did you leave your previous company?
  8. Why do you want to work here?
  9. Have you applied for any other banks?
  10. What do you know about your bank?
  11. Have you applied to other areas apart from banking?
  12. Where do you see yourself in 5 years from now?
  13. If you are female – Being a girl, if you are posted in unsafe place like Assam, will you continue to work with us?
  14. Did you prepare for the interview? What did you prepare? (questions will be asked from what you prepared)
  15. Have you attended any bank interviews before?
  16. Do you have any questions for us?
The Technical Questions which can be asked in a bank interview are -

  1. What do you know BASEL norms
  2. What is CAR? (Capital Adequacy Ratio)
  3. What is the current CRR and SLR?
  4. What is microfinance?
  5. Repo Rate and Reverse Repo rate?
  6. What is SEBI?
  7. What is inflation and deflation?
  8. What is mutual fund?
  9. What is IMF?
  10. What is ULIP?
  11. Do you have account in bank? Which bank? Why?
  12. Differences you see in a private and public bank.
  13. What is forex?
  14. What is Bank rate?
  15. Have you heard about KYC? what is KYC?
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Syndicate Bank Recruitment Of Probationary Officers Through IBPS CWE, PO Scorecard and History of Syndicate Bank

 
Syndicate bank among the first Nationalized bank released the recruitment of Probationary Officers (PO) based on the scorecard of CWE (PO) IBPS Exam. All the successful candidates of IBPS CWE who got the scorecard may apply to this large nationalized bank. Details are below :

Payment of Application Fees Start: 02-1-2012 To 16-01-2012

Details of Vacancy:
There are total 1750 Vacancy out of which GEN : 885 , OBC : 472 , SC : 262 , ST : 131 , PWD : 54 (This seat will taken within general category only)

Gross Salary: Around Rs 24450/- including everything in Metro

Eligibility Criteria:
Age: Between 21 To 30 Years

Educational Qualification: 55% in Degree level for GEN and for others 50%

CWE SCORECARD WEIGHTAGE: Total Weighted Score (TWS) of 138+ out of 250 for General candidates, For SC/ST/OBC/PWD : 125/250

Fees Payment: 
All the successful candidates are needed to pay the fees through Online NEFT payment or through Challan at any of the bank branches.
For General candidates : Rs 200
For Others: Rs 50

SERVICE BOND: This is the new implementation at Syndicate Bank where each candidates need to fill the Service Bond for Two years or rs 1,00,000

SELECTION PROCEDURE
Selection will be entirely based on the Weighted score of CWE and Interview Marks. It means bank will call only such candidates who are high at merit through IBPS CWE TWS Score.

HOW TO APPLY
Candidates need to apply online through http://syndicatebank.in/scripts/Recruitment.aspx Link, Pay the NEFT or Challan fees and enter the details on Online Application mode. The print copy of the online application with fees details in original must be carried to interview center if called. Without these details candidates will not be allowed in the interview.

Call Letter for Interview
Call letter for interview will be sent via post to candidates at the communication address appeared in the Scorecard of IBPS CWE.

Download the Details: Click Here
Download Challan Form: Click Here
Download NEFT Challan: Click Here

Download Important Questions With Answers: Click Here


Syndicate Bank History

Established in the year 1925, Syndicate Bank had its first office in the coastal region of Karnataka, Udupi. It was then named as 'Canara Industrial & Banking Syndicate Ltd'. The bank was initiated by a trio - Sri Upendra Ananth Pai, a businessman, Sri Vaman Kudva, an engineer and Dr.T M A Pai, a physician, with a capital of Rs. 8000. During that time, the crisis in the handloom industry crippled the local weavers completely. The main aim of Syndicate Bank was to provide financial assistance to them, by mobilizing small savings from the community.

Three years later, in 1928, the bank came up with Pigmy Deposit Scheme, in which it collected as little as 2 annas per day, at the doorsteps of the depositors through its agents. The scheme existing till date, earns the bank a sum of Rs. 2 crore daily. In the same year, Syndicate bank opened its first branch at Brahmavar in Dakshina Kannada District. It became a member of the Clearing House for the first time at Bombay, in 1937. Almost a decade later, Syndicate Bank opened 29 branches opened in a single day in rural areas. Its 100th branch opened at Ilkal in Karnataka in 1957.



The bank with its socio-economic aim was making extensive growth and advancement and entered Foreign Exchange business by opening Foreign Exchange Department at Bombay. In 1964, the bank changed its name to 'Syndicate Bank Limited' and the head office was also shifted from Udupi to Manipal. The bank had then set up an Economic Research Department, being one of the first few Banks to emphasize on research in Banking, even before nationalization. In 1971, it opened the first specialized branch in Foreign Exchange, in Delhi. Five years later, it opened its first overseas branch opened at London.

In 1984, Syndicate Bank opened its 1000th branch in Hauz Khas, Delhi. In the same year, it undertook the management of Musandam Exchange Co. in Muscat. Five years thence, in 1989, Syndicate Bank opened its 1500th branch at Kanakumbi. In 1999, it raised a capital of Rs. 125 Crore from its more than 4 lakh shareholders. Next year, in 2000, the bank established its first specialized Capital Market Services, at Mumbai. In 2003, Syndicate Bank entered into a MOU with Bajaj Allianz, for distribution of Life Insurance products. In 2004, Syndicate Bank amalgamated with United India Insurance Co. Ltd. for distribution of Non-Life Insurance products.

In 2004, Syndicate Bank also started utility bill payment services through Internet banking introduced. In 2005, the bank commenced the online reservation of railway tickets through Indian Railway Catering & Tourism Corporation Ltd for its customers. It was during this time that it entered into a MOU with SFAC for promoting of investments in Agri-business products. The 2000th branch was opened at Tondiarpet, Chennai, in 2006. In the same year, the bank commenced the first BPO outfit of a Nationalized Bank, SyndBank Services Limited. This was a wholly owned subsidiary of Syndicate Bank.

With the age of progressive banking, Syndicate Bank has created a name for itself in the last 80 years. Rooted in rural India, the Bank has a clear picture of the grass root realities and a vision of future India. Changing with the changing times, the Bank has well equipped itself with all the facilities of the new age, without, however, altering its distinctive socio-economic and cultural culture. Syndicate Bank's unique principle of mutual development, of both the Bank and the people, has won it a long list of clientele, which includes both the rural and the semi-urban class.

Products & Services
  • Deposits
  • Loans
  • Internet Banking
  • Insurance
  • Cash Management Services
  • ATM Services
  • Recovery Channel
  • NRI Services
  • Electronic Funds Transfer (EFT) System
  • SyndDemat (Depository Participant Services)
  • Syndicate Gift Cheques
Head Office
SyndicateBank
Head Office
Post Box No.1
Manipal - 576104
(Udupi Dist)  Karnataka, India
Phones (EPABX):   0820-2571181 to 2571196 (16 lines)
Website: http://syndicatebank.in/


IBPS Interview Question ( HR and Technical Questions ) & Discussion
Usually for bank interviews, there will be 2 to 3 persons in the interview panel. Before the final interview, HR will check all the necessary documents needed and he can also ask few bank specific questions like CASA, Basel norms and profit of the bank, difference between various banking products etc. We are categorising the questions in 2 forms – HR Questions and Technical Questions -

The HR questions you can expect in your interview are:
  1. Tell me about yourself
  2. Tell me about your family
  3. Incase, if you are the only daughter/son in your family, will your parents allow you to work anywhere across India?
  4. What are your strengths and weaknesses?
  5. Don’t you think you are over qualified for this position?
  6. Why not software after engineering?
  7. Why did you leave your previous company?
  8. Why do you want to work here?
  9. Have you applied for any other banks?
  10. What do you know about your bank?
  11. Have you applied to other areas apart from banking?
  12. Where do you see yourself in 5 years from now?
  13. If you are female – Being a girl, if you are posted in unsafe place like Assam, will you continue to work with us?
  14. Did you prepare for the interview? What did you prepare? (questions will be asked from what you prepared)
  15. Have you attended any bank interviews before?
  16. Do you have any questions for us?
The Technical Questions which can be asked in a bank interview are -

  1. What do you know BASEL norms
  2. What is CAR? (Capital Adequacy Ratio)
  3. What is the current CRR and SLR?
  4. What is microfinance?
  5. Repo Rate and Reverse Repo rate?
  6. What is SEBI?
  7. What is inflation and deflation?
  8. What is mutual fund?
  9. What is IMF?
  10. What is ULIP?
  11. Do you have account in bank? Which bank? Why?
  12. Differences you see in a private and public bank.
  13. What is forex?
  14. What is Bank rate?
  15. Have you heard about KYC? what is KYC?
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Happy New Year Wallpapers 2012 - New Year Message

Now is the time to act, open up this New Years Eve and tell that every person you come across even if it is a stranger, to spread love, affection and warmth around him or her.

Make this new year special by planting a tree, feeding hungry people, adopting a alone street dog, helping your house maid by giving some warm clothes for her children, take a vow to never bribe or accept any bribe to get your work done, Make it even more special by telling your beloved that your love for him/her will be like wine, it will get more refined and more precious with time.

And when you are done, welcome the early sun of the New Year with open arms and full vigor. So, buckle up and welcome the New Year.



























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Top 200 Secrets Of Success - Series 5 (81-100 secrets out of 200)


81. Develop the wonderful habit of a daily swim. It will promote excellent health, keep you relaxed and concentrated, lean and trim. Swimming is not stressful on the body, provides a great workout for the lungs and requires little time to do effectively. Remember that in a fit body resides a fit mind.

82. People who are doing good today are ensuring their happiness for tomorrow.

83. The key to successful time management is doing what you planned to do when you planned to do it. Keep your mind fully on the task at hand. Only then will you achieve all your goals and have time for the things that matter most. Although it is imperative to be flexible (a bow too tightly strung will soon break), following your planned schedule requires no more than simple discipline.

84. An excellent visualization technique: if you are worrying about something, picture the words of your worry on a piece of paper. Now ignite a match to the paper and watch the worry dissipate into flames. Bruce Lee, the great martial arts master employed this mental control device regularly.

85. Compartmentalize your worry. Set aside a certain amount of time to ponder over a problem and map out an effective plan of attack and your options. Once this is done, have the mental fortitude not to come back to the problem and go over it again and again. The human mind is a strange creature - things we want to forget keep coming back and those things we want to remember are not there when we want them. But the mind is similar to a muscle and the more you flex it the stronger it will become. Make it your servant. Feed it only the best nutrition and information. It will serve you well and perform magic if you believe in it.

86. Peak performers are physically relaxed and mentally engaged.

87. To be at your performance peak mentally, your body must be loose physically and relaxed. It is now beyond dispute that there is a mind-body connection and when the body is supple, free from tension, the mind is clear, calm and focused as well. This is why yoga is such a beneficial activity. It keeps the body relaxed so that the mind can follow. Basic stretching for 15 minutes a day is also an excellent way to release tension that builds up as a result of our life in this highly complex and fast moving, but wonderful world. Try having a massage or power lounging in a Jacuzzi. Relax the body and you relax the mind.
88. Prepare a detailed financial plan for the next few years and follow it. Seek out financial advice if you need it. A powerful strategy for financial mastery is also a simple one: save 10% of all you make for long-term growth (take this off the pay cheque before you have a chance to spend it). If you can invest $200 a month for the next 30 years at an annual return rate of 15%, you will end up with $1.4 million dollars. Being wise with your money is one of the very best investments to make. Financial security leads to personal freedom.

89. Readers are leaders. U.S. President Bill Clinton read more than 300 books during his short time at Oxford University. Some top performers read a book a day. Seek out knowledge and information. We have truly entered the age of massive information and those who are proactive can use this to their advantage. The more you know, the less you fear.
90. Get into the excellent habit of reading something positive and inspirational before you go to bed and as soon as you awake in the morning. You will soon note the benefits as these thoughts will be supporting you throughout the day.

91. Make it one of your goals to develop a dynamic, charismatic personality. Such a quality is something each one of us has the potential to develop but few do. President Kennedy was a sickly youth but rose above his physical problems to be the most charismatic and exciting political figure in the history of the United States. Start off small. Take a Dale Carnegie course on public speaking. Go to the library where you will find books on the fine art of conversation and personal grooming. Learn three clean and witty jokes and get in the habit of socializing. You will have fun and build a lasting network of friends and associates.
92. On the subject of conversation, a Chinese proverb states as follows: "a single conversation across the table with a wise man is worth a month's study of books." Seek out the wise and learn from them. They are just waiting for that small spark of interest to tell you all that you need to know.

93. Lao-Tzu prized three essential qualities for a person of greatness: "the first is gentleness; the second is frugality; the third is humility, which keeps me from putting myself before others. Be gentle and you can be bold; be frugal and you can be liberal; avoid putting yourself before others and you can become a leader among men."

94. "When you cannot make up your mind which of two evenly balanced courses of action you should take - choose the bolder," said W. J. Slim. There is no substitute for courage and though the chance of stubbing your toe increases the more you walk, it is always better than going nowhere by standing still. Take chances, take smart risks and you will meet with success beyond your dreams.

95. Become your spouse's number one supporter, the one who is always there supporting and fueling hopes and dreams. Develop together and march confidently through the world as an army of two.

96. Think of three people who can provide you with inspiration, motivation and support for your goals and aspirations. Plan to meet with each one of them over the next few weeks. Listen enthusiastically to them and brainstorm with them. Map out a strategy and take their wise counsel.
97. Make every one of your days a true masterpiece. Remember the old saying: "it's not who you think you are that holds you back but what you think you're not."

98. Just as valuable energy is wasted by spending time on activities that are of no value, energy can be wasted on loose thinking. Imagine that your mind has an energy measure of 1000 watts at its disposal. Each time your mind wanders off the project at hand, to a nagging worry, to all the things to do by the end of the day, 100 watts is lost. Quite soon the entire energy supply is gone. This is the nature of the mind. Fail to discipline it and your energy levels will be depleted and your accomplishments will be minimal. Control it and you will see great things happening. You will feel more powerful and achieve
difficult tasks with ease. The 19th century philosopher Henri Frederic Amiel summed it up nicely: "for purposes of action, nothing is more useful than narrowness of thought combined with energy of will."

99. It has been rightly said that "you sow an action, you reap a habit. You sow a habit, you reap a character. You sow a character, you reap a destiny." The essence of a person is his character - make yours unique, unblemished and strong. Do not say you will do anything unless you will indeed do it. Speak the truth and measure your words wisely. Be humble, straightforward and peaceful.

100. Remember the overriding law of nature: positive overcomes the negative.

All Links of Top 200 Secrets of Success:

Series 10 Link (181-200 secrets out of 200)
http://www.spoonfeeding.in/2012/02/top-200-secrets-of-success-last-series.html

Series 9 Link (161-180 secrets out of 200)
http://www.spoonfeeding.in/2012/02/top-200-secrets-of-success-series-9-161.html

Series 8 Link (141-160 secrets out of 200)
http://www.spoonfeeding.in/2012/01/top-200-secrets-of-success-series-8-141.html

Series 7 Link (121-140 secrets out of 200)

http://www.spoonfeeding.in/2012/01/top-200-secrets-of-success-series-7-121.html

Series 6 Link (101-120 secrets out of 200)

http://www.spoonfeeding.in/2012/01/top-200-secrets-of-success-series-6-101.html

Series 5 Link (81-100 secrets out of 200)
http://www.spoonfeeding.in/2011/12/top-200-secrets-of-success-series-5-81.html

Series 4 Link (61-80 secrets out of 200)

http://www.spoonfeeding.in/2011/12/top-200-secrets-of-success-series-4-61.html

Series 3 Link (41-60 secrets out of 200)
http://www.spoonfeeding.in/2011/12/top-200-secrets-of-success-series-3-41.html

Series 2 Link (21-40 secrets out of 200)

http://www.spoonfeeding.in/2011/12/top-200-secrets-of-success-series-2-21.html

Series 1 Link (1-20 secrets out of 200)
http://www.spoonfeeding.in/2011/12/top-200-secrets-of-success.html
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LIC Jeevan Saral Plan - Any Time Money (ATM) Plan - Table No. 165









Jeevan Saral by Lic of India


LIC’s Jeevan Saral is a unique plan by Life Insurance Corporation of India having good features of the conventional plans and the flexibility of  unit linked plans. This is a Monthly Recurring Life Insurance Plan by LIC of India where the proposer get 250 times monthly premium + total premium paid + LA if any in case of death. To the policyholder it provides —

  • Higher life cover
  • A smooth return,
  • Liquidity & a lot of flexibility
BENEFITS
  • LIC Monthly Recurring type Scheme
  • This is like a Post office or Recurring Deposit Scheme. You can deposit Yearly, Hly, Quarterly or Monthly in LIC scheme
  • Maturity amount received is Tax Free under section 10-10d of income Tax act.
  • Any number of partial withdrawals through partial surrendering after 10 years
  • The amount deposited in LIC is exempted under section 80c of income Tax act.
  • In case of death 250 times monthly premium + Total Premium paid - (1st years premium & Extra premium paid ) + LA if any payable.
Special Features:
  • High life cover at very low premium
  • Extended risk cover for one year after 3 years premium payment.
  • Optional higher cover available through Term Riders
  • The policyholder can choose a maximum term but can surrender at any time
  • without any surrender penalty or loss after 5 years
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Top 200 Secrets Of Success - Series 4 (61-80 secrets out of 200)


61. Become an adventurer. Revitalize your spirit and sense of playfulness. Become a kid again. Once every few months, plan to enjoy a new, thrilling activity such as white water rafting, scuba diving, windsurfing, rockclimbing, joining a martial arts club, sailing, deep sea fishing or camping. This will keep your life in perspective, bring you closer to those you share the activity with and keep you feeling invigorated and young.

62. Spend time with Nature. Natural settings have a powerful effect on your senses which in turn will lead to a sense of renewal, refreshment and peacefulness. Peak performers through the ages have understood the importance of getting back to Nature. Start camping or simply taking quiet walks in the forest. Rest by a sparkling stream. Cultivate your own little garden which will serve as your personal oasis in the middle of a crowded city. By cultivating a friendship with Nature, you will quickly find more serenity, contentment
and richness in your life.

63. Recall the wise saying "mens sana in corpore sano" which means in a sound body rests a sound mind. Never neglect the body which is intimately connected to the mind. This is your temple. Feed it the finest fuels, exercise daily and care for it as you would your prized possession - because it is.
64. Be so strong that nothing interferes with your peace of mind. A well-known boxer was once unhappy. When asked why, he said that he had allowed himself to think a negative thought. Curb your desires and stay centered and focused - it gets easier with practice. You truly cannot afford the luxury of even one negative thought.

65. Do not eat three hours before sleep. This allows for smoother digestion and a more restful sleep. For deeper, more renewing sleep, remember that a daily dose of exercise promotes good sleep as does a period of relaxation an hour before bed. Also do not bring work to bed with you or think about anything which might agitate you. Ease yourself into sleep like a baby being sung a soft, soothing lullaby. And finally, as Leonardo da Vinci said: "a well-spent day brings happy sleep."

66. Be careful about your reputation. If it is good it will take you to the highest of heights.But once tarnished, it will be difficult to retrieve. Always reflect on your course of action. Never do anything you wouldn't be proud to tell your mother about. Have fun always but temper it with common sense and prudence.

67. Find mentors to model who will guide you in your progress. The mistakes of the world have all been made once before - why shouldn't you have the benefit of the experience of others? Find someone who has both courage and consideration for others, someone who is therefore mature. Your mentor must have only your best interests in mind and should be sufficiently senior to offer you good guidance on the subjects you seek assistance with. Everyone needs to feel appreciated and even the busiest of executives will find time
to assist a person who respects them and values their advice.
68. Make a list of all your weaknesses. A truly confident and enlightened person will note a weakness and seek to methodically improve. Bear in mind that even the greatest and most powerful people have weaknesses. Some are better than others in hiding them. On the other hand, get to know your best qualities and cultivate them.

69. Never complain. Be known as a positive, strong, energetic and enthusiastic person. Someone who complains, is cynical and always looks for the negative in everything, will scare people away and rarely will succeed at anything. From a purely psychological viewpoint, things are always created twice: once in the mind and then in reality. Focus on the positive. Be so mentally tough that nothing takes you off your planned course to success. Visualize and firmly believe in what you want. It will most certainly come true.

70. Overlook the weaknesses of your friends. If you look for flaws you will most surely find them. Be mature enough to ignore the petty failings of others and see the good that each one inherently possesses. We can learn from everyone. Everyone has a story to tell, a joke to share and a lesson to learn. Open your mind to this and you will learn a tremendous amount. Friends are so very important to a happy existence - especially those
who have shared many experiences and laughs with you. Work hard to make friendships, and all your relationships for that matter, stronger and richer. Call your friends, buy them small gifts of books or other items you believe they might enjoy. The "law of the farm" applies to relationships as well as to the rest of life - you reap what you sow and to have great friends you must first be one.

71. Be kind, considerate and courteous. But also be shrewd and know when to be tough and courageous. This is the mark of a well-defined character and you will surely command respect. It is most useful to read books on friendliness and enhancing relationships by being a good listener, showing others sincere appreciation and refining other interpersonal skills. But, to truly succeed, one must also recognize that worldly wisdom and shrewdness are essential skills to foster. Become an expert in human psychology and be
able to read the essence of people. Never be taken advantage of and be aware of the politics around you. Stay above petty gossiping and office politics but appreciate that they indeed exist and know what goes on behind your back. Every great leader does.

72. Create your image as a highly competent, strong, disciplined, calm and decent individual. Find that crucial balance between working on the image that you project to the rest of the world and your inner character. Create a sense of mystery about yourself as the truly wise never show their hand. Do not tell everyone everything about yourself, your strategies and your aspirations. The successful citizens of this world think thrice before they speak because a word uttered can never be retrieved. Make things look easy and people will say you are naturally gifted. Speak only good things and people will flock to you. Never speak ill of others and all will know you will not malign them behind their backs. Build your character and live a highly principled life.
73. Familiarity breeds contempt is a very good rule. The stars remain far above the Earth. You must keep a distance from all but your closest of relations. Once people see everything of a leader he loses his aura and with it the authority and mystique he may have created. For example, Ronald Reagan was known to many as an excellent leader. He carefully cultivated his image of a folksy, considerate politician who kept the interests of the United States first and foremost in his mind. At gatherings of world leaders, he commanded attention and respect in his dark suits, surrounded by the trappings of power such as political aides, security officers and a convoy of limousines. As soon as he appeared, thoughts of authority and power came to our minds. Did you ever see the President with his shirt off swimming at his pool? How about in his dressing gown after
waking up after one of his long sleeps, hair tousled and beard grown? Reagan's handlers never allowed such glimpses because they detract from the perception of authority. The American nation was not exposed to these sights. In the Clinton Era things changed and you saw the President eating Big Macs and wearing baseball caps with a full business suit. Whilst these scenes may be endearing to the public, there is little doubt that President Clinton was more familiar to us, merely another one of us and, unlike the stars above, much closer to the ground.

74. Learn to organize your time. It is incorrect to say that by becoming a meticulous time manager and living by a carefully defined schedule you become rigid and nonspontaneous. Rather, proper organization allows one to accomplish those goals which are truly important as well as enjoy leisure time. Good time management offers more time for fun and relaxation - not less. These important periods are scheduled into the week just
like other commitments which may appear more pressing. Neither are sacrificed. Also, discipline yourself and stop wasting time on all those immediate and pressing but unimportant tasks (i.e., the ringing phones) and concentrate on the activities that are truly meaningful to your life's mission. Such activities include time for self-renewal and reflection, time forging relationships built on trust and mutual respect, time for physical
fitness, time to read and think deeply and time serving others in your community.

75. Keep well-informed about current events, the latest books and popular trends. Many peak performers read five or six papers a day. You don't have to read every story of every paper. Know what to focus on, what to pass by and what to clip out and read at another time (many successful people scan scores of magazines and papers, clipping out articles of interest; these articles go into a file folder which can be read in your down time). Knowledge is power. Whether you are an entrepreneur, a corporate leader or someone
leading a family, you can profoundly change your life and the lives of those around you with a single idea. Just ask Gates, Edison and Bell.

76. When choosing your life partner, remember that this is the most important decision of your lifetime. The marriage relationship offers 90% of all your support, happiness and fulfillment so choose it wisely. Consider qualities such as affection, sense of humor, intelligence, integrity, maturity, temperament, compatibility and that indescribable characteristic of chemistry. If these are present, your relationship stands an excellent chance of great success. Move slowly and let no one press you into an uncomfortable decision.
77. Never discuss your personal development activities with anyone. Your strategies for expanding your mind and spirit are your own. Others might not understand the value of personal-mastery and, further, will take away your credit when you meet with success by saying that you relied on techniques. Keep these self-development activities to yourself.

78. Schedule relaxation time into your week and be ruthless in protecting it. You would not schedule another activity into the time planned for an important meeting with the president of your company or your best client so why would you put off a period to invest in yourself? We must have time for ourselves to reflect, unwind and recharge our batteries. These are the renewal activities that allow us to maintain peak performance and
are exceptionally valuable periods.

79. 83% of our sensory input comes from our eyes. To truly concentrate on something, shut your eyes and you will remove much distraction.

80. Be the master of your will but the servant of your conscience.


All Links of Top 200 Secrets of Success:

Series 10 Link (181-200 secrets out of 200)
http://www.spoonfeeding.in/2012/02/top-200-secrets-of-success-last-series.html

Series 9 Link (161-180 secrets out of 200)
http://www.spoonfeeding.in/2012/02/top-200-secrets-of-success-series-9-161.html

Series 8 Link (141-160 secrets out of 200)
http://www.spoonfeeding.in/2012/01/top-200-secrets-of-success-series-8-141.html

Series 7 Link (121-140 secrets out of 200)

http://www.spoonfeeding.in/2012/01/top-200-secrets-of-success-series-7-121.html

Series 6 Link (101-120 secrets out of 200)

http://www.spoonfeeding.in/2012/01/top-200-secrets-of-success-series-6-101.html

Series 5 Link (81-100 secrets out of 200)
http://www.spoonfeeding.in/2011/12/top-200-secrets-of-success-series-5-81.html

Series 4 Link (61-80 secrets out of 200)

http://www.spoonfeeding.in/2011/12/top-200-secrets-of-success-series-4-61.html

Series 3 Link (41-60 secrets out of 200)
http://www.spoonfeeding.in/2011/12/top-200-secrets-of-success-series-3-41.html

Series 2 Link (21-40 secrets out of 200)

http://www.spoonfeeding.in/2011/12/top-200-secrets-of-success-series-2-21.html

Series 1 Link (1-20 secrets out of 200)
http://www.spoonfeeding.in/2011/12/top-200-secrets-of-success.html
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Remedy (medication) for Hair Fall


To avoid hair fall following points to be observed:

  1. Never to comb wet hair.
  2. Do not rub the head vigorously after bath with a towel.
  3. Do not frequently expose the head to hot steam, hot water or hot air.
  4. Regularly apply the coconut oil charged in blue bottle before going to the bed. (at least weekly twice).
  5. The oil application should be very gentle with the tip of the fingers to the scalp only (avoid vigorous rubbing).
  6. Add few fresh lemon drops to the charged oil being applied.
  7. Reduce excessive constructional heat by following methods.
    1. Daily drink 10 to 12 glasses of water per day.
    2. Regularly take once cold or lukewarm of water per day.
    3. Regularly take mixed vegetables raw salads in the night meal.
    4. Restrict the coffee or tea in take to 1 or 2 small cup per day. (if necessary).
    5. Avoid tobacco, cigarette and alcohol.
    6. Take more green and leafy vegetables to avoid constipation.
  8. Do not use any spurious preparations for remedy of hair fall or hair growth.
  9. Cleaning the hair with soap nut or shikai powder is good. As alternative better shampoos (mainly ayurvedic) to be with doctor’s advice.
  10. Take good nourishing diet to strengthen the roots of hair as:-
    1. Milk and milk products.
    2. Raw vegetable salads.
    3. Sprouts-gram and green gram.
    4. Seasonal fruits.
    5. Ground nut soaked for 12 hours with jaggary.
    6. Grated coconut.
    7. Dal and leafy vegetables, soyabean preparation.
    8. Soaked raisins, figs and almonds (6 hours) in ratio of 8:2:4 (overnight soaked).
    9. Black dates.
    10. Cashew nuts.
  11. People having specific disease of scalp must consult a skin specialist after seeking advice from family doctor.
  12. Regular practice yoga asanas concentrating more about sarvanga, head neck and shoulder exercises.

NB:
To prevent dandruffs and minor scalp infections:
Preapare the paste of overnight soaked methi (mentulu) and fresh hibiscus leaves.
Mix them and add 8-10 lemon drops. Apply the paste to the scalp and retain it for 1 hour.
Later clean the hair with freshly prepared soapnut water during head bath.

Soapnut water preparation:
Take handful of soapnuts, break them and boil in ½ Liter of water for 5 minutes. After when it cools down – squeeze the broken nuts in water and filter it. Use this filtered water to clean the hair during head bath.
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Typhoid Fever & Vaccination Awareness



World Health Organization estimates that worldwide there are about 16 million cases of clinical typhoid annually and many subclinical infections. This results in about 600.000 deaths every year in the world.

Typhoid Fever is a potentially life threatening illness that is caused by Salmonella Typhi bacteria. Typhoid fever is one of the major causes of food and water borne diseases. Any one can get typhoid fever it they drink water or eat food contaminated with the bacteria. Highest incidence of typhoid fever is between 2-60 years and it many occur at any age. The minimum time to recover from Typhoid fever completely is 4 to 5 weeks. If School going children are infected, they many lose the academic years also. So get yourself and your family vaccinated against Typhoid. This vaccine to ensure adequate and long lasting protection against Typhoid fever.

Typhoid fever facts
  • Typhoid fever usually is caused by Salmonellae typhi bacteria.
  • Typhoid fever is contracted by the ingestion of contaminated food or water.
  • Diagnosis of typhoid fever is made when the Salmonella bacteria is detected with a stool culture.
  • Typhoid fever is treated with antibiotics.
  • Typhoid fever symptoms are poor appetite, headaches, generalized aches and pains, fever, and lethargy.
  • Approximately 3%-5% of patients become carriers of the bacteria after the acute illness.
  • What is typhoid fever? What is the history of typhoid fever?
Typhoid fever is an sensitive illness associated with fever that is most often caused by the Salmonella typhi bacteria. It can also be caused by Salmonella paratyphi, a related bacterium that usually leads to a less severe illness. The bacteria are deposited in water or food by a human carrier and are then spread to other people in the area. Typhoid fever is rare in industrial countries but continues to be a significant public-health issue in developing countries.


The incidence of typhoid fever in the United States has markedly decreased since the early 1900s. Today, approximately 400 cases are reported annually in the United States, mostly in people who recently have traveled to endemic areas. This is in comparison to the 1920s, when over 35,000 cases were reported in the U.S. This improvement is the result of improved environmental sanitation. Mexico and South America are the most common areas for U.S. citizens to contract typhoid fever. India, Pakistan, and Egypt are also known high-risk areas for developing this disease. Worldwide, typhoid fever affects more than 13 million people annually, with over 500,000 patients dying of the disease. If traveling to endemic areas, you should consult with your health-care professional and discuss if you should receive vaccination for typhoid fever.


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Top 200 Secrets Of Success - Series 2 (21-40 secrets out of 200)


21. No one can insult or hurt you without your permission. One of the golden keys to happiness and great success is the way you interpret events which unfold before you.
Highly successful people are master interpreters. People who have attained greatness have an ability which they have developed to interpret negative or disempowering events as positive challenges which will assist them in growing and moving even farther up the ladder of success. There are no negative experiences only experiences which aid in your development and toughen your character so that you may soar to new heights. There are no failures, only lessons.

22. Take a speed reading course. Reading is a powerful way to gain many years of experience from a few hours of study. For example, most biographies reflect the strategies and philosophies of great leaders or courageous individuals. Read them and model them. Speed reading will allow you to digest large quantities of material in relatively small periods of time.
23. Remember people's names and treat everyone well. This habit, along with enthusiasm, is one of the great success secrets. Everyone in this world wears an imaginary button that screams out "I WANT TO FEEL IMPORTANT AND APPRECIATED!".

24. Be soft as a flower when it comes to kindness but tough as thunder when it comes to principle. Be courteous and polite at all times but never be pushed around. Ensure that you are always treated with respect.

25. Never discuss your health, wealth and other personal matters with anyone outside of your immediate family. Be very disciplined in this regard.

26. Be truthful, patient, persevering, modest and generous.

27. Soak in a warm bath at the end of a long, productive day. Reward yourself for even the smallest of achievement. Take time out for renewal of your mind, body and spirit. Soon all your more important goals will be met and you will move to the next level of peak performance.
28. Learn the power of breathing and its relationship with your energy source. The mind is intimately connected with your breathing. For example, when the mind is agitated, your breathing becomes quick and shallow. When you are relaxed and focused, your breathing is deep and calm. By practising deep, abdominal breathing, you will develop a calm, serene demeanour that will remain cool in the hottest of circumstances. Remember the rule of the Eastern mountain men: "to breathe properly is to live properly."

29. Recognize and cultivate the power of autosuggestion. It works and is an essential tool in maintaining peak performance. We are all performers in one way or another and it is particularly valuable to use such techniques of athletes and public figures for our own enhancement. If you want to become more enthusiastic, repeat "I am more enthusiastic today and am improving this trait daily". Repeat it over and over. Purchase a legal notepad and write out this mantra 500 times. Do it for three weeks with regular practice and feel that this quality is developing. Very soon it will come. This is a strategy that Indian sages have employed for thousands of years to aid their spiritual and mental development. Do not be discouraged if the results are not immediate, they will certainly develop. The spoken word is a powerful influencer of the mind.

30. Maintain a diary to measure your progress and to express your thoughts. Writing out not only your successes but your troubles is one of the world's most effective methods of erasing the worry habit, staying in optimum state and developing precision of thought.

31. Stress is simply a response which you create in the interpretation of an event. Two people might find that a given event results in quite different responses. For example, an after dinner speech might strike fear into the heart of an inexperienced speaker while a strong orator views it as a wonderful opportunity to share his thoughts. Understanding that the perceived negative effects of an event or task may be mentally manipulated and conditioned towards the positive, will allow you to be a peak performer in all instances.

32. Read "The Seven Habits of Highly Effective People" by Stephen Covey. It contains a wealth of wisdom and powerful insights into further developing your character and enhancing your personal relationships.

33. Become a committed audio-tape user. Most personal-mastery programs and books are now offered in this format. Listen to these inspirational materials on your way to work, whilst waiting in the line at a bank or while you wash dishes in the evening. Make your car a college on wheels and use the drive time to make knowledge your best friend. All down time can be very effectively used in this productive fashion. Use such opportunities to learn and continually expand your mind and its vast potential.

34. Try fasting one day every two weeks. During these fast days, drink fruit juice and eat fresh fruits only. You will feel more energetic, cleansed and alert. Fasting also has a salutary effect on your will-power as you are subverting the otherwise pressing impulses in your mind calling on you to eat more.
35. Keep a radio-cassette player at your office and listen to soft, soothing music throughout the day. Place pleasant scents and inspirational pictures in your workplace. By the magic of association, your work will become something you enjoy even more and arouse a very pleasant feeling within you. Budget your time on trips such that you can spend half an hour in the airport bookstore. They always contain the latest and best self-mastery books and tapes given that those who travel by air are of a group that finds value in these materials.

36. Read "As a Man Thinketh" by James Allen. And don't just read this little book once, read it over and over again. It contains an abundance of timeless wisdom on living a fuller and happier life.

37. Remember that forgiveness is a virtue that few develop, but one that is most important to maintaining peace of mind. Mark Twain wrote that forgiveness is the fragrance the violet sheds on the heel that has crushed it. Practice forgiveness especially in those situations where it is seemingly difficult. By using your emotional forgiveness muscles more regularly, petty wrongs, remarks and slights will not touch you and nothing will penetrate your concentrated, serene mindset.

38. Empty your cup. A full cup cannot accept anything more. Similarly, a person who believes that he cannot learn anything else will stagnate quickly and not move to higher levels. A true sign of a secure, mature individual is someone who sees every opportunity as a chance to learn. Even the teachers have teachers.

39. The Two Minute Mind is an excellent exercise for developing concentration. Simply stare at the second hand on your wristwatch for two minutes and think about nothing else for that time. At first your mind will wander but after 21 days of practice, your attention will not waver during the routine. One of the greatest qualities a person can develop to ensure his success is the ability to focus for extended periods of time. Learn to build up your concentration muscles and no task will be too difficult for you.
40. Drink a cup of warm water before a speech. Ronald Reagan employed this strategy to ensure that he maintained his honey-smooth voice. Mastery of the art of public speaking is a noble goal. So dedicate yourself to it. You will be judged by the calibre of your communication skills.


All Links of Top 200 Secrets of Success:

Series 10 Link (181-200 secrets out of 200)
http://www.spoonfeeding.in/2012/02/top-200-secrets-of-success-last-series.html

Series 9 Link (161-180 secrets out of 200)
http://www.spoonfeeding.in/2012/02/top-200-secrets-of-success-series-9-161.html

Series 8 Link (141-160 secrets out of 200)
http://www.spoonfeeding.in/2012/01/top-200-secrets-of-success-series-8-141.html

Series 7 Link (121-140 secrets out of 200)

http://www.spoonfeeding.in/2012/01/top-200-secrets-of-success-series-7-121.html

Series 6 Link (101-120 secrets out of 200)

http://www.spoonfeeding.in/2012/01/top-200-secrets-of-success-series-6-101.html

Series 5 Link (81-100 secrets out of 200)
http://www.spoonfeeding.in/2011/12/top-200-secrets-of-success-series-5-81.html

Series 4 Link (61-80 secrets out of 200)

http://www.spoonfeeding.in/2011/12/top-200-secrets-of-success-series-4-61.html

Series 3 Link (41-60 secrets out of 200)
http://www.spoonfeeding.in/2011/12/top-200-secrets-of-success-series-3-41.html

Series 2 Link (21-40 secrets out of 200)

http://www.spoonfeeding.in/2011/12/top-200-secrets-of-success-series-2-21.html

Series 1 Link (1-20 secrets out of 200)
http://www.spoonfeeding.in/2011/12/top-200-secrets-of-success.html
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